Banking pack · R1 · Q1 2027
Recondora for banks
For commercial, islamic and digital banks; development finance institutions.
What it reconciles
The banking pack adds
- ATM issuer and acquirer, IBFT and interbank transfers
- Instant payments (Raast, sarie, Aani, NPSB and others)
- Debit and credit cards: authorisation, clearing, posting, fees
- Settlement and vouchers, disputes and chargebacks
- ATM cash balancing, GL, suspense and nostro
- Core banking migration
Requirements verified and tested with Samba Bank Limited (since 2023) and Mobilink Microfinance Bank (since February 2026).
Today, without Recondora
What changes
- Card, ATM, IBFT and instant payment files reconciled rail by rail in spreadsheets
- Settlement vouchers typed by hand; FT numbers copied from core banking
- Disputes tracked by e-mail while scheme deadlines run
- Suspense and nostro balances ageing without owners
With Recondora these become rules, queues and approvals in one platform, with evidence for every number.
Core modules you get with this pack
Available now in the product todayPreview screen with demo data; full workflow in the release shownR1 · Q1 2027 planned release and quarter
Matching engine
Rules from configuration decide keys, tolerances and hold windows. Every run is repeatable and records the configuration that produced it.
Available now
More →ATM and cash
Issuer and acquirer reconciliation against the switch, cassette balancing and captured cards in one place.
Available now Preview R1 · Q1 2027
More →Disputes and chargebacks
Customer complaints, switch adjustments and scheme claims as cases with evidence from the reconciliation run.
Preview R2 · Q3 2027
More →Settlement and vouchers
One settlement calendar for every scheme and cycle, with vouchers that only post after approval.
Preview R2 · Q3 2027
More →Ledger, suspense and nostro
Daily tie-out of GL and suspense accounts with ageing buckets and sign-off.
Preview R2 · Q3 2027
More →Core banking migration
Prove a core banking migration account by account before the switch-over.
Preview R4 · Q3 2028
More →
Release and availability
The banking pack is planned for R1 · Q1 2027, on top of the core that is in the product today. Country packs decide the rails and regulator rules for your market.
Dates are SMH plans and may move; a signed customer can bring a pack forward.
See it with your own files.
Book a walkthrough: we load sample files from two of your rails, run them through Recondora and show you every match, break and approval.