Country packs
28 countries in four regions
Regions follow the UN M49 standard. India is excluded by SMH's choice and Iran because of comprehensive sanctions. Rails are listed where the requirements name them; each pack's full content is confirmed with the regulator's current rules before release.
| Country | Release | Currency | Interface languages | Rails and schemes covered | Note |
|---|---|---|---|---|---|
| GCC | |||||
| Saudi Arabia | R1 · Q1 2027 | SAR | Arabic, English | mada, sarie, SARIE RTGS, SADAD | Anchor market. |
| United Arab Emirates | R2 · Q3 2027 | AED | Arabic, English | Aani, Jaywan, UAEFTS, UAESWITCH, WPS | Onshore, DIFC and ADGM tenants kept apart. |
| Qatar | R3 · Q1 2028 | QAR | Arabic, English | Defined at pack design | |
| Kuwait | R3 · Q1 2028 | KWD | Arabic, English | Defined at pack design | Three-decimal currency. |
| Bahrain | R3 · Q1 2028 | BHD | Arabic, English | Defined at pack design | Three-decimal currency. |
| Oman | R3 · Q1 2028 | OMR | Arabic, English | Defined at pack design | Three-decimal currency. |
| South Asia | |||||
| Pakistan | R1 · Q1 2027 | PKR | English, Urdu | Raast, 1LINK, PayPak, Visa, Mastercard | Anchor market. Raast and ATM reconciliations verified on bank files. |
| Bangladesh | R1 · Q1 2027 | BDT | English, Bangla | NPSB, BEFTN, BACPS, BD-RTGS, MFS wallets | Anchor market. |
| Sri Lanka | R4 · Q3 2028 | LKR | English, Sinhala, Tamil | Defined at pack design | |
| Nepal | R4 · Q3 2028 | NPR | English, Nepali | Defined at pack design | |
| Maldives | R4 · Q3 2028 | MVR | English, Dhivehi | Defined at pack design | |
| Bhutan | R4 · Q3 2028 | BTN | English, Dzongkha | Defined at pack design | |
| Afghanistan | On request | AFN | Pashto, Dari, English | Defined at pack design | Only after a sanctions and legal review per engagement. |
| North Africa | |||||
| Egypt | R2 · Q3 2027 | EGP | Arabic, English | InstaPay, Meeza, ACH | |
| Morocco | R4 · Q3 2028 | MAD | Arabic, French | Defined at pack design | |
| Tunisia | R4 · Q3 2028 | TND | Arabic, French | Defined at pack design | Three-decimal currency. |
| Algeria | R4 · Q3 2028 | DZD | Arabic, French | Defined at pack design | |
| Libya | On request | LYD | Arabic | Defined at pack design | Only after a sanctions and legal review per engagement. |
| Sudan | On request | SDG | Arabic, English | Defined at pack design | Only after a sanctions and legal review per engagement. |
| Central Africa | |||||
| Cameroon | R5 · Q1 2029 | XAF | French, English | Defined at pack design | CEMAC regional pack. |
| Chad | R5 · Q1 2029 | XAF | French, Arabic | Defined at pack design | CEMAC regional pack. |
| Republic of the Congo | R5 · Q1 2029 | XAF | French | Defined at pack design | CEMAC regional pack. |
| Equatorial Guinea | R5 · Q1 2029 | XAF | Spanish, French, Portuguese | Defined at pack design | CEMAC regional pack. |
| Gabon | R5 · Q1 2029 | XAF | French | Defined at pack design | CEMAC regional pack. |
| Central African Republic | R5 · Q1 2029 | XAF | French | Defined at pack design | CEMAC regional pack; served after a sanctions and legal review. |
| DR Congo | R5 · Q1 2029 | CDF | French | Defined at pack design | Served after a sanctions and legal review. |
| Angola | R5 · Q1 2029 | AOA | Portuguese | Defined at pack design | |
| São Tomé and Príncipe | R5 · Q1 2029 | STN | Portuguese | Defined at pack design | |
Interface languages today: English and Arabic. French, Urdu and Bangla arrive in R4, Portuguese in R5; other languages by translation pack.
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